Our Brokers Shop Rates for You.
Focus on finding your dream home, while we take care of the rest.
Simplify your home buying experience by letting us handle the rate shopping for you. As a trusted brokerage, we collaborate with numerous lenders, ensuring that we secure the most competitive interest rates and tailor-made loan solutions to fit your unique needs. Focus on finding your dream home, while we take care of the rest.
Established
1998
Established Since
1998
Who we are
Experts in Providing the easiest Pre-Approval Process
Service Since 1998
With Roseth Mortgage, you have access to expert industry professionals who are committed to providing invaluable guidance and support throughout your pre-approval process. We work diligently to ensure that you achieve the results you desire, making your homebuying experience seamless and stress-free. Trust our expertise and dedication to help you secure your home.
Home is where our story begins.
3 - Step Process
Application Submission
Begin the mortgage lending process by submitting an application, providing personal and financial details.
Underwriting and Approval
Roseth Mortgage evaluates the application, assessing creditworthiness, income, and property value before granting approval.
Closing and Funding
Complete the process by finalizing the loan details, signing documents, and receiving the funds needed for the home purchase.
Ready to be home?
"Investing in a home is investing in your future. Building a foundation for memories and creating a haven for your family."
WHAT WE OFFER
Mortgages so simple, we close in an average of 14 days.
conventional LOANs
Competitive rates for borrowers with strong financial standing
No upfront mortgage insurance fees
No monthly mortgage insurance with a 20% down payment
Fewer restrictions compared to VA, FHA, or USDA loans
va Loans
0% down payment options available for many VA homebuyers
Low minimum credit score requirements
No mortgage insurance required
VA loan benefits can be reused, offering continued support
fha loans
Open to all qualified homebuyers
Competitive FHA interest rates
Low minimum down payments
Low minimum credit score requirements
Mortgage insurance premiums required
usda Loans
Eligible for rural and suburban homes
No down payment required for many borrowers
No loan limits
Low minimum credit score
jumbo Loans
Loan amounts exceeding conforming loan limits
Eligible for primary residences, vacation homes, and investment properties
Competitive interest rates
0% Down
100% financing for eligible homebuyers
Eligible for primary residences
May require private mortgage insurance (PMI)
Why You Should Choose Roseth Mortgage
Experienced Professionals
Receive expert guidance and trustworthy advice from our seasoned team, enabling you to make well-informed decisions about your mortgage and home purchase.
Lower cost
Take advantage of our cost-saving strategies and competitive pricing, reducing expenses associated with your mortgage and making homeownership more attainable.
Home Value Reports
Access comprehensive and accurate home value reports that provide crucial insights into the worth of your property, enabling informed decisions about buying, selling, or refinancing.
Great Rates
Enjoy the advantage of highly competitive interest rates that help you save money and make your mortgage more affordable in the long run.
Fast Closings
Experience an expedited and efficient closing process that ensures you can move into your new home without unnecessary delays.
Customer-Centric Approach
Your satisfaction is our primary focus, and we achieve this by providing tailored solutions that cater to your unique needs, ensuring a smooth homebuying experience.
Your Trusted Mortgage Professionals
Teamwork is the foundation of our success, where diverse skills and perspectives unite to create innovative solutions. By fostering a culture of collaboration, we empower each other to excel and achieve our shared vision. Together, we turn challenges into opportunities, driving progress and making a lasting impact.
Jeremy Roseth
Chief Executive Officer
NMLS #1818791 | #376951
Pat Lancaster
Mortgage Loan Originator
NMLS #2163157
Amanda Alcon
Mortgage Loan Originator
NMLS #2038815
Bridgid McGuiness-Barclay
Mortgage Loan Originator
NMLS #2413502
Sydney Jenkinson
Mortgage Loan Originator
NMLS #2571005
Stephanie Carman
Mortgage Loan Originator
NMLS #2560482
Naz Jahangirova
Mortgage Loan Originator
NMLS #2182471
Amanda Artero
Mortgage Loan Originator
NMLS #2503407
Kevin Buchanan
Mortgage Loan Originator
NMLS #2640030
Phillip Garman
Mortgage Loan Originator
NMLS #2106547
Leyinska Gutierrez
Mortgage Loan Originator
NMLS #2544654
Jordan Schaffranek
Mortgage Loan Originator
NMLS #
Shaub Nouyi Yang
Mortgage Loan Originator
NMLS #2021940
Doug Laney
Mortgage Loan Originator
NMLS #1325957
Interested in Becoming a Part of our Team?
roseth mortgage | expect better
Let us guide you through every step of the process
Interested in seeing how much you would qualify for and at what interest rate? Click below to apply with our free and streamlined application.
Faq’s
Get the Answers
to Common Questions
What should I consider when refinancing my mortgage?
When refinancing a mortgage, consider factors such as current interest rates, closing costs, loan terms, and how long you plan to stay in your home. Refinancing can potentially lower your monthly payments or shorten the loan term.
What is a pre-approval for a mortgage?
Mortgage pre-approval is a process where a lender reviews your financial information and provides a preliminary estimate of how much you can borrow. It can strengthen your position when making an offer on a home
What is private mortgage insurance (PMI)?
Private mortgage insurance is typically required for borrowers who make a down payment of less than 20%. It protects the lender in case the borrower defaults on the loan. PMI is an additional monthly cost for the borrower.
What is a fixed-rate mortgage vs. an adjustable-rate mortgage (ARM)?
In a fixed-rate mortgage, the interest rate remains constant throughout the loan term. In contrast, an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on changes in a corresponding financial index.
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NMLS# 1818791
Phone: 952-992-9315
14000 Sunfish Lake Blvd #205
Ramsey, MN 55303
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